Michael Pechner

CEO, Digicash/ Payconiq Luxembourg & COO, Payconiq International

Before joining Payconiq International SA in Luxembourg in January, Michael had a successful career in corporate banking, having spent 20+ years working with Citigroup, BNP Paribas Fortis and Barclays/ Barclaycard across London, Amsterdam, Zurich and Brussels.

Originally from Luxembourg, he returned in 2017 as Chief Commercial Officer of the Luxembourg Stock Exchange, before opting to step into the fast-moving world of Fintechs and returning to the payments industry. Today Michael is the COO of Payconiq international, the leading BeNeLux mobile payment provider and CEO of the Luxembourgish arm, Digicash, the de facto leader of mobile payments in the Luxembourg market. Payconiq’s ambitions remain to be the most wanted European Payments solution in the future.


Michael has an honors degree in English and French Law and an MBA from the University of Strathclyde Business School.